How liwwa Makes Money

Transparency is our motto. We have NO hidden fees!

liwwa generates its revenue from a service fee on successful loan payments and that fee is visible to investors for each loan.

For example, Mohammad is a borrower who needs a $10,000 loan to buy his new baking supplies. 10 liwwa investors buy into Mohammad’s loan, investing $1,000 each. When he makes his first monthly payment, say $1000, liwwa takes its 3% service fee ($30) and sends the difference ($970) to the 10 investors ($97 each). This will continue for all 11 loan payments, so each investor is expected to receive $1,067 on their $1,000 investment by the end of the loan.

Our service fee varies depending on the tenor of the loan. For example, we charge a higher fee for a loan with a twelve-month repayment period, than for a loan with a six-month repayment period.

6 months loan – 2%

9 months loan – 3.28%

12 months loan – 3.75%

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Give us a Call

For Borrowers: +962 79 870 4070

For Investors: +962 79 870 4070

Office Hours: 9:30am - 4:30pm
Sunday - Thursday

257 Prince Mohammed Street,

Mezzanine Floor, Office #2, 3rd Circle

Amman, Jordan

* The historical return range is based on the annualized Internal Rate of Return (IRR) of liwwa investors' actual portfolios, taking into account late payments, defaults, write-offs, recoveries and service fees for all loans originated since 2013. The range represents the 15th to 85th percentile of returns for investors whose accounts have been open for at least 12 months. Individual results may vary. Historical performance is no guarantee of future returns, and the historical return range is not intended as investment advice or as a guarantee of the performance of investment opportunities.

Important Note: liwwa, Inc. does not guarantee investors a return and all investments carry risk, learn more about the investment risks. All transactions enabled through liwwa.com are subject to Terms of Service and the Investor Agreement.

If at any point in the future, liwwa ceases to exist as a company, becomes insolvent, or faces any other distribution event, investors may experience delays in repayment of loans they have invested in. In this unlikely event, investors may lose a portion of or all of their invested funds.